Feeds:
Posts
Comments

Archive for the ‘Medical Bills’ Category

From the Physician’s Desk … Weekly Blog!

Don’t forget to visit … http://www.LegacyEducators.org and click on “Cancer Information”

—————————–

Recently, a friend of mine had teeth extractions and when the bill was reviewed while waiting, there was an over-charge. The billing was done in anticipation of how many teeth would be removed, not after the procedure for the actual number removed. In one case, there was a charge for tooth #9, that was not even there (yes, in this procedure they charged per tooth…strange).

It caused me to wonder, how many patients actually check and question their medical and dental bills? (Watch VERY important videos below).

My nurse gave me an article that was written in the Washington Post about healthcare markups for the uninsured. Some interesting points includes:

negotiating-hospital-bills “Fifty (50) hospitals in the United States are charging uninsured consumers more than 10 times the actual cost of patient care, according a research published [recently]. All but one of the facilities are owned by for-profit entities and the largest number – 20 – are in Florida.”  Gerard Anderson, professor at the John Bloomberg School of Public Health noted,  “This means, when it cost the hospital $100, they are charging patients on average $1000. It would appear that these facilities are price gouging, simply because they can.”

Of note, other consumers who would be charged this ridiculously high rates are patients whose hospital are not in their insurance company preferred network of providers, patients using workers compensation and those covered by automobile insurance policy. Most patients covered by private, government and programs such as Medicare do not pay full price, because these entities negotiate lower rates. Location in big cities does not account for these high prices either, as hospital in the suburbs/rural area can be quite expensive.

See the Hospital list HERE

Only 2 states, Maryland and West Virginia, set hospital rate charges for procedures. Federal government does not regulate prices that healthcare providers can charge. Of course, these sky rocketing medical bills can lead to damaged credit scores, bankruptcy, or worse yet, avoidance of needed medical care.

Do consumers now have to shop around for best health care cost for a procedure? As the commercial noted, shopping around for other things, not just your car, especially if uninsured or in one of the above categories, may be to your benefit.

Watch VERY important videos below.

Unfair Hospital Charges

Negotiating Hospital Bills 

Read Rose’s story HERE

Hospital-Bill-Total

——————————————–

Remember …

Ipsa Scientia Potestas est    ———  Knowledge itself is power!

Don’t forget to visit my website … www.LegacyEducators.org 

Your Family Friendly Doc … Dr McGann!  

See you next week…

 

 

 

 

 

Read Full Post »

From the Physician’s Desk … Weekly Blog!

Don’t forget to visit … www.LegacyEducators.org  and click on “Cancer Information”

The Insurance Dilemma

money 1Cancer is HORRIBLE!! Patients diagnosed with cancer face many challenges on the physical, emotional and psychosocial level. And, as if a diagnosis of cancer is not bad enough … imagine having to worry about paying for treatment!  Sigh. Many patients do have to deal with that dilemma … patients who are uninsured or underinsured. It is cited that Medical Debt is the leading cause of bankruptcy in America.  A recent article by Bloomberg (April 2013) in discussing Leukemia drugs states that, “Of the 12 medication approved by the Food and Drug Administration (FDA) last year, 11 cost more than $100,000.00 annually.”  They declare that Cancer Therapy cost is too high for patients.  Would you agree? (to read article click HERE)

Click below for National Cancer Institute (NCI) cost projection for 2020

The cost of the drug (noted above) is in addition to the many other “areas of care ” that must be completed, as noted by the American Cancer Society (Click HERE for list of  Cost of Cancer Treatment). It is a very indepth list! The list includes, but is not limited to;

  • Initial doctors visits/consultations
  • Labs
  • CT scans/MRI/PET scan/Bone scan
  • Biopsies
  • More doctors visits
  • Surgeries
  • Chemotherapy
  • Radiation Therapy
  • Nutrition consult,
  • post  treatment anti-hormone or  more chemotherapy treatments …

Phew! It is indeed a marathon. Hence why I believe, “No patient should EVER have to go through cancer treatments alone!”

Of course, one must also consider the very necessary follow-up care that is often overlooked by many patients and caregivers.

Click below to watch

LIVESTRONG provides assistance for those who are facing insurance challenges and help with:

  • Finding assistance for uninsured or underinsured
  • Finding assistance with insurance denials/appeals
  • Accessing medical treatment and medical devices
  • Handling debt and financial management issues related to a cancer diagnosis
  • Learning about resources for financial assistance

There are many resources that may assist during this time of difficulty. I must admit, the work/research for assistance may seem overwhelming, but will be well worth it in the end! You are beautiful. Your life is beautiful. Every penny will be well spent!

Click HERE to access the more than 600 resources compiled by LIVESTRONG Foundation.

Remember …

Ipsa Scientia Potestas est    ———  Knowledge itself is power!

Don’t forget to visit my website … www.LegacyEducators.org 

Your Family Friendly Doc … Dr McGann!  

See you next week…

Read Full Post »

From the Physicians Desk ...Doc’s Weekly Blog!

Learn more about your health by watching videos – click here!

surgery1From the Kiplinger Letter – “A Severe Doctor Shortage is looming. Over the next decade, we will see a deficit of 45,000 Primary Care Physician and a similar lack of Surgeons and Specialists. Some specialties will decline, despite growing demand from an aging population. Other Medical professionals will fill in – Physician assistants, nurses, etc., Many will see their roles and responsibilities expand to pick up the slack… Read more by clicking here. ”

  • I am one of the Specialist referred to above.
  • I love my patients
  • I love what I do
  • I love my career …
  • the current political climate in medicine – well, that … not so much.

Many physicians will be leaving the workforce in droves, either because of retirement as the “baby boomers” approach retirement age, or because of a combination of burn-out factor due to “expanded roles to pick-up the slack” and/or the politics of medicine (including insurance and Physicians declining pay with increase work demand). Medicine, in any capacity, is a very rewarding field, but even medical school admission rates are declining! Not much attention is focused on this pending dilemma … but soon, it will not be easily ignored.

Have you thought of who will take care of you – for illness, injury, or aging reasons – in the future? Where will you turn? Who will you call? An Aspirin or Motrin does not fix all.

Some seem to think, the problem of physician shortage has already begun …

Read Full Post »

From the Physicians Desk … Doc’s Weekly Blog! Learn more about your health by watching videos – click here!

There are myriads of information out on the internet about Health Care … especially in America. From Medicare to Obama Care, from Prescription drugs to physician’s expertise … everything is being scrutinized!

Steven Brill of Time Magazine took a different approach to the Health Care saga and went behind the scene, looking at the ‘actual‘ cost of health care.  After all, Medical Cost is the leading cause of Bankruptcy … in cases where an acute  and/or sudden diagnosis lead to surgery or long hospital stays … the cost adds up rather quickly.

What can we do about Health Care Cost in America? Should we adopt Medical Care from other countries? Some have suggested  England, Canada or Switzerland? Is Obama Care moving us in the right direction? For the un-insured or under-insured these are questions of utmost concern.  What are your thoughts?

Read Brills interesting article and several anecdotal stories within it by clicking HERE!

Click image below to watch video

See you next week!

Your Family Friendly Doc…Doc C!

Read Full Post »